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Welfare consequences of access to health insurance for rural households: Evidence from the New Cooperative Medical Scheme in China

Country : Singapore
Department : Singapore Management University
Project Title : Welfare consequences of access to health insurance for rural households: Evidence from the New Cooperative Medical Scheme in China
Researcher : SUN, Jessica Ya
Keyword : China , health insurance , New Cooperative Medical Scheme , welfare analysis , Asian Studies , Health Economics
Publisher : Institutional Knowledge at Singapore Management University
Year End : 2020
Identifier : https://ink.library.smu.edu.sg/soe_research/2477 , https://ink.library.smu.edu.sg/cgi/viewcontent.cgi?article=3476&context=soe_research
Source : Research Collection School Of Economics
Abstract / Description :

This study evaluates the welfare benefits of the New Cooperative Medical Scheme (NCMS), the main public health insurance plan for the rural population in China. The findings show that the value of the NCMS to recipients is slightly lower than the government's costs of implementation, ranging from 0.79 to 0.97 per RMB of the resource cost of the NCMS. The estimated moral hazard costs are low compared with the total benefits. It is also estimated that the benefits originating from the NCMS's insurance function only constitute 20% of the total benefits, suggesting a need for higher generosity levels among rural households. Our results shed new light on the welfare effects of access health insurance among low- and middle-income households.

References

SUN, Jessica Ya. (2020). Welfare consequences of access to health insurance for rural households: Evidence from the New Cooperative Medical Scheme in China.  Singapore: Singapore Management University.
SUN, Jessica Ya. 2020. "Welfare consequences of access to health insurance for rural households: Evidence from the New Cooperative Medical Scheme in China".  Singapore: Singapore Management University.
SUN, Jessica Ya. "Welfare consequences of access to health insurance for rural households: Evidence from the New Cooperative Medical Scheme in China."  Singapore: Singapore Management University, 2020. Print.
SUN, Jessica Ya. Welfare consequences of access to health insurance for rural households: Evidence from the New Cooperative Medical Scheme in China. Singapore: Singapore Management University; 2020.

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